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A first difficulty in pinpointing an outcome failure is that most regulatory mandates are necessarily (and advisedly) fle … problems are often involved in charges of under-regulation— notably where this results from a lack of information-gathering on the risks and risk creators tha … regulation is often associated with «over-stringent» and «over-prescriptive» regulation that reduces the possibilities The meltdown of a financial system, for instance, may be regarded as a failure of regulatory instrument choice and de Institutional theories (of different ilks) tend to agree that institutional structures and arrangements, as well as social processes